Payne PA16NA Review

The Payne PA16NA is one of the most affordable high-efficiency air conditioners in Payne’s lineup — designed to deliver reliable cooling, lower energy bills, and long-lasting durability without stretching your budget.

With its single-stage scroll compressor, this model operates more quietly, efficiently, and reliably than traditional piston compressors found in many entry-level systems. Plus, the PA16NA is ENERGY STAR® certified, which means it meets strict energy efficiency standards and may qualify for government or utility rebates to help offset the upfront cost.

In a Nutshell

Average Price (with installation): $3,500 – $5,500

Top Features

High-efficiency SEER rating up to 17
Scroll compressor for quieter and more efficient operation
ENERGY STAR® certified for energy savings and rebate eligibility
Durable, corrosion-resistant construction
Designed for long-term reliability
Budget-friendly performance
Quiet and consistent cooling

The Bottom Line

The Payne PA16NA may not come with high-end smart technology or advanced multi-stage operation, but it’s built for homeowners who value dependability, efficiency, and affordability.

This model delivers steady performance, reduces energy costs, and includes Payne’s 10-year parts warranty (with registration), offering excellent peace of mind. Built with weather-resistant materials and a galvanized steel cabinet, the PA16NA is designed to endure harsh outdoor conditions while maintaining efficient operation year after year.

If you’re looking for a no-fuss, high-efficiency air conditioner that balances cost and performance, the Payne PA16NA is a smart, practical choice.

In-Depth Review

Payne PA16NA Specifications

Compressor: Single-stage scroll
SEER: Up to 17
ENERGY STAR® certified: Yes
Decibel rating: As low as 76
Tonnage: 1.5 to 5 tons

Features Overview

Payne builds air conditioners with durability in mind — and the PA16NA is no exception. Every detail of this unit is engineered to promote longevity, from corrosion-resistant materials to protective panels that guard against debris and weather exposure.

The design also makes maintenance simple, with easy access to internal components for cleaning and service. This ensures your unit runs efficiently throughout its lifespan and minimizes the likelihood of premature breakdowns.

Other Key Features

Single-speed fan for consistent performance
Tight wire grille to protect internal parts from debris and weather
Coil design allows for easy cleaning and maintenance
Corrosion-resistant, weather-protected paint finish
Filter drier prevents moisture and contaminants from damaging the system
Galvanized steel cabinet ensures long-lasting protection
Uses R-410A refrigerant, which is environmentally friendly and non-ozone-depleting

Warranty Information

To receive the best coverage, register your Payne PA16NA within 90 days of installation.

Registered Warranty: 10-year limited parts warranty
Standard Warranty (unregistered): 5-year limited parts warranty

Registration is quick and simple — you can complete it online to maximize your warranty protection and long-term value.

Comparable Models by Payne

Model Comparison by Price: PA16NA vs. PA17NA

The PA16NA sits comfortably in the middle of Payne’s pricing lineup. While the PA13NA is the most budget-friendly model (around $2,760 installed), the PA17NA is the premium option (around $3,700).

For the extra cost, the PA17NA includes a two-stage compressor that provides better temperature and humidity control, making it a great option for homes in hotter, more humid climates.

Model Comparison by Features: PA16NA vs. PA14NC

Both models share similar features — including a single-stage scroll compressor, 10-year warranty, and durable construction.
The key difference lies in efficiency:

PA14NC: SEER 14, slightly lower cost
PA16NA: SEER 17, greater long-term energy savings

If your priority is minimizing utility bills, the PA16NA offers the best balance between cost and efficiency.

Model Comparison by Tier: PA16NA vs. PA16NW

Both models have similar designs, warranties, and compressor types, but the PA16NW offers a few small advantages:

Quieter operation (as low as 73 dB)
Slightly higher EER rating, which means marginally better energy performance

For about $200 more, the PA16NW may offer slightly lower operating noise and improved performance, but annual savings will be similar since both units share the same SEER rating.

✅ Final Verdict:
The Payne PA16NA is a cost-effective high-efficiency air conditioner that delivers dependable comfort, reduced energy bills, and long-term reliability. It’s ideal for homeowners seeking performance and durability without unnecessary complexity or a high price tag.